Last updated: 17 January 2020
While using the Website, we may ask you to provide us with certain personally identifiable information that can be associated with you or that can be used to contact or identify you.
Personally identifiable information may include, but is not limited to: a) contact information – such as your full name, contact number, email address, postal address, and other similar information; b) Financial Information – such as full bank account details and/or credit card details; and c) sensitive personal information – such as date of birth, marital status, and/or government-issued ID details (collectively "Personal Information"). Personally identifiable information does not include anonymous or aggregated information in a way that does not allow to identify a specific person. We may also require photographs of your Personal Information, as may be applicable, during the application process or while the loan is still active, in order to verify all information you supplied to the Company.
You hereby represent and warrant that all your family, friends or employees whose personal information you have provided to us have agreed to the use, processing, storage and/or disclosure of their data in accordance with this policy and all applicable laws.
We reserve the right, with prior notice to you, to amend the type of Personal Information you may need to provide by adding new components or deleting existing components from our required identification procedure from time to time.
We may also collect your Personal Information from other sources, such as any information you provide us directly or indirectly, including information collected that you have provided us through other related services, including our customer support team.
The Personal Information we collect from you will be used to allow us to perform the Services requested from us. We may use your Personal Information to:
We do not share your Personal Information with any third parties for their business purposes, such as, including without limitation, marketing and advertising without your express consent and authorization.
We are not responsible for any losses, disputes and / or claims arising from any fraud from any parties acting on behalf of PT Kas Wagon Indonesia.
If you receive or find fraudulent information from any parties on behalf of PT Kas Wagon Indonesia, we advise you not to provide personal data information or transfer money to parties whose validity has not been verified.
If you receive or find information about alleged fraud, please immediately inform us through our contact below.
We may employ third party companies and individuals to facilitate our Service, to provide the Service on our behalf, to perform Services-related actions or to assist us in analyzing how our Service is used, or to assist us in the collection of delinquent accounts.
These third parties have access to your Personal Information only to perform these tasks on our behalf and are obligated not to disclose, use, or store your Personal Information for any other purpose.
We may share your Personal Information with third-parties, which includes, but is not limited to the following entities:
Please note that we may disclose your personal data to third parties without first obtaining your consent in certain situations as follows:
a. cases in which the disclosure is required or authorized based on the applicable laws and/or regulations;
b. if you are unable to contact, and the third parties is Personal Contact number references provide by you.
Use of the Website is not aimed at persons under 18 (eighteen) years old and we will not collect, use, provide or process in any other form any personal information of persons under the age of 18 deliberately.
We therefore also ask you, if you are under 18 (eighteen) years old, please do not send us your personal information (for example, your name, address and email address). If you are under 18 years old and you nevertheless wish to ask a question or use this Website in anyway which requires you to submit your personal information please get your parent or guardian to do so on your behalf.
If you would like to review, change or delete any Personal Information you have supplied us with, please contact us immediately using our contact information listed below.
We retain your Personal Information no longer that it is necessary and relevant for our Services for the period of 5 (five) calendar year. We may also retain Personal Information to comply with the requirements of any laws and regulations, to prevent fraud, to resolve disputes and various troubleshoot problems, and to take other actions permitted or required by applicable laws and regulations. Under our data policies, we will dispose Personal Information in a secured manner and in accordance with applicable laws and regulations, after such Personal Information is no longer necessary and ceases to be relevant for our Services, unless applicable laws and regulations require otherwise, or unless the requested by the user in writing.
To ensure the accuracy, renewal and use of your Personal Information, you can submit requests for the purposes of changing, adding, updating and deleting Personal Information that was previously obtained or submitted subject to applicable laws and regulations. Additionally, you may also request to withdraw your consent on processing the Personal Information.
Deletion of the Personal Information will be done in the event that the you withdraw approval of the processing of your Personal Information and/or in the case that you request to delete the relevant Personal Information subject to applicable laws and regulations.
Changes, additions, updates and deletions of the Personal Information as mentioned above will be followed up in accordance with our internal procedures which are as follows:
To further secure the privacy of your Personal Information, we advise to keep your any account details confidential at all times.
Contact Number: 021 50858788 / 021 50858789
Address: 3rd Floor Zone A, Oleos 2 Building, Jl. Kebagusan I No. 6, Pasar Minggu, Jakarta Selatan.