Responsible Borrowing with Cashwagon

  1. 1

    Apply online

    Fill in the details on the application form.

  2. 2

    Wait for approval

    Get approved on loan amount in as fast as 30 minutes.

  3. 3

    Receive the loan

    Receive cash at your bank account in several minutes after approval

If our loan is right for you?

  • Our loans are designed to help if you need a small amount of extra cash, for a short period of time
  • A loan shouldn’t be used as a long term financial solution
  • Don’t use a loan to manage existing debt
  • A loan is only for short-term use and may not be the cheapest option
  • Apply for a loan if you are comfortable to pay back on time, because late repayment will mean extra costs
  • Read the information on the website carefully about terms & conditions (including interest rate, fees, penalties etc.), and legal consequences arising from the loan agreement if you have no knowledge and experience for lending services.


  1. The information technology service provider (the platform) facilitates the negotiation and online execution of loan agreement governed under applicable local laws of Indonesia.
  2. The loan agreement itself is to be entered between the lender and the borrower which have to assess and to bear their own risks including credit risk, overdue/default, capacity to pay debt etc.
  3. Credit fraud is recorded and may be visible to public in social media or other resources in the Internet.

Business Character of Fintech Lending

Loan Process online
Loan Tenor 10, 20, 30 days
Document online application
Guaratee Collateral or Guarantors are not required
Type of loan Single payment loan
Total loan Rs. 0,5-2,0 million an amount of a first loan, and up to Rs. 5,0 million for the second and consecutive loans
time process 30 minutes on average
Billing Process online
Repayment Process online (through escrow account)

Expenses and Example

For the loan in the amount Rp. 1,000,000 issued for 30 days:

  1. Net interest income: Rs. 46,500
  2. Risk Assessment: Rs. 50,000
  3. Risk Mitigation: Rp. 200,000
  4. Billing (Collection): Rp. 3,500
  5. Legal Risk: Rp. 0